Delia Mihuț

@delia-mihut
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Delia is responsible for growing Homevest’s organic visibility. She creates content to explain cross-border mortgages as simply and understandably as possible. Before Homevest, she wrote and optimized articles for Wise, targeting the Romanian market.

Articles by Delia Mihuț

Buying a property at auction doesn't impact the credit approval process with Spanish banks

Spanish property auctions: a good option for non-residents?

As a non-resident, you can obtain a mortgage in Spain to buy a property at an auction. To do so, you'll need to meet the standard requirements for non-residents and provide all the necessary documents for your mortgage application.

Delia Mihuț
By Delia Mihuț
24/01/23 10:14
3'
0
La mejor hipoteca a tasa fija en diciembre fue del 3.86%

5 mejores hipotecas fijas en España para no residentes

Una hipoteca a tasa fija ofrece seguridad financiera y previsibilidad, ya que la tasa de interés y los pagos mensuales permanecen inalterados durante todo el plazo del préstamo. Sin embargo, esto también significa que no te beneficiarás de posibles disminuciones en las tasas de interés. Continúa leyendo para entender tus opciones.

Delia Mihuț
By Delia Mihuț
24/01/12 15:05
3'
0
The average fixed-rate mortgage in Spain is 3.51%

5 best Spanish fixed-rate mortgages for non-residents

A fixed-rate mortgage offers financial safety and predictability, as the interest rate and monthly payments remain unchanged throughout the loan term. However, this also means you will not benefit from potential decreases in interest rates. Continue reading to understand your options.

Delia Mihuț
By Delia Mihuț
24/01/12 13:55
3'
0
Una hipoteca variable a menudo comienza con una tasa de interés más baja que la de las hipotecas a tasa fija

Mejores hipotecas variables en España para no residentes [2024]

Las tasas variables ofrecen más flexibilidad y generalmente tienen penalizaciones por prepago más bajas en comparación con las hipotecas a tasa fija. Lea nuestra guía sobre las mejores opciones de tasas de interés variable para hipotecas en España, incluyendo información sobre comisiones, tasas de interés y más.

Delia Mihuț
By Delia Mihuț
24/01/10 10:18
3'
0
A variable mortgage often starts with an interest rate lower than that of fixed-rate mortgages

Best variable mortgage options in Spain for non-residents

Variable rates offer more flexibility and typically have lower prepayment penalties compared to fixed-rate mortgages. Read our guide on the best variable mortgage rate options in Spain, including information on fees, interest rates, and more.

Delia Mihuț
By Delia Mihuț
24/01/10 08:22
3'
0
Consider using a mortgage broker as an alternative to negotiating mortgage rates

Can you negotiate your mortgage rates in Spain when applying from abroad?

Negotiation involves more than just the interest rate. It also includes the overall terms of the mortgage, such as the repayment period, associated fees, and any penalties.

Delia Mihuț
By Delia Mihuț
24/01/03 15:27
3'
0
Compare Spanish mortgage offers while in Ireland

Buying property in Spain from Ireland. Key considerations

If you're considering a house in Costa del Sol, Cajasur could be your top choice. For properties under €100,000, Santander offers a viable option, while CaixaBank stands out for competitive fixed interest rates. Explore the Spanish property market from Ireland and discover insights about locations and mortgage deals for Irish buyers.

Delia Mihuț
By Delia Mihuț
23/12/11 09:46
4'
0
More than 20,000 Irish citizens currently live in Spain

Mortgage in Spain from Ireland: what you need to know

Irish buyers have many opportunities to obtain financing from Spanish banks, provided they earn their income in Euros. Discover the key requirements for obtaining a mortgage in Spain as an Irish citizen, and learn which banks to consider. Read on for detailed insights.

Delia Mihuț
By Delia Mihuț
23/11/29 09:43
7'
0
Spain's average mortgage rate of 5.5% is lower than Canada's

Mortgage in Spain as a Canadian citizen. What are your options?

Using a mortgage broker may lead to favorable deals, given their access to multiple lenders and a broader range of loan products than a single bank. Learn key requirements when applying for a mortgage in Spain as a Canadian citizen. Explore how Homevest helps compare international mortgage offers.

Delia Mihuț
By Delia Mihuț
23/11/24 08:57
7'
0
Remote notarisation is now possible in Spain

Europe's cross border mortgage market: trends, predictions, and success factors

Mortgages for non-residents are a key focus for banks in Spain, Portugal, Romania, and Greece. Discover the latest trends and insights in Europe's cross-border mortgage market in the Homevest report, a step towards Homevest's goal of borderless mortgages.

Delia Mihuț
By Delia Mihuț
23/11/21 15:58
2'
0
The average interest rate in Spain for non-residents was 4.27% in April

Mortgage in Spain vs. Portugal: which is better?

Portugal has fewer banks offering loans to non-residents, while Spain offers a broader range of loan products, including those for buying and renovating homes for non-residents. Continue reading to understand which place offers the best deal for the home you've always wanted.

Delia Mihuț
By Delia Mihuț
23/11/21 14:01
7'
0
Usar un broker hipotecario puede conducir a mejores ofertas

Mejores brokers hipotecarios en España. Comparativa del Top 10

¡Descubre los mejores brokers hipotecarios en España para no residentes en 2024! Encuentra el ajuste perfecto para tus necesidades con reseñas detalladas, precios y casos de uso.

Delia Mihuț
By Delia Mihuț
23/11/14 12:35
7'
0
Un corredor de hipotecas puede conseguirte mejores ofertas de los bancos

¿Cuáles son las tasas hipotecarias en España para no residentes?

Descubre las tasas hipotecarias más recientes en España para extranjeros, incluidas opciones a tasa fija, variable y mixta. Aprende cómo asegurar la mejor oferta con consejos para no residentes

Delia Mihuț
By Delia Mihuț
23/11/08 09:16
5'
0
Radu invested in Brașov’s property market

Investing back home from abroad: Radu’s double success story with Homevest

Read Radu's success story with Homevest as he invests in Romanian property from abroad. Discover how Homevest helped him secure a mortgage and achieve his goals.

Delia Mihuț
By Delia Mihuț
23/11/07 07:23
3'
0
Securing a mortgage for a Spanish property from a UK bank can be challenging due to limited options

Which UK banks offer mortgages in Spain?

Do banks in the UK provide mortgages for properties in Spain? What other alternatives exist besides UK banks? Read on to understand the available options.

Delia Mihuț
By Delia Mihuț
23/11/03 07:40
4'
0
Getting a mortgage can help you make more money over time and diversify your investments to lower risks

Expert legal insights for German buyers in Spain. Here's what you need to know

Explore our interview with Carlos Vazquez and Diana Diaz, lawyers and legal experts from Hoteland, as they delve into the main challenges and solutions Germans face when buying property in Spain. From understanding the local legal frameworks to navigating financial requirements, gain valuable advice to ensure a smooth Spanish property purchasing experience.

Delia Mihuț
By Delia Mihuț
23/11/02 14:02
7'
0
Demonstrating your financial stability is required when renting or buying a property in Spain

Renting vs buying a property in Spain: mortgage considerations

The advantage of taking out a mortgage to purchase a property is that you are leveraging the bank's money to finance your acquisition. At first glance, the mortgage application process may seem daunting, especially for non-residents. Fortunately, Homevest provides a solution that can simplify the process for you. Continue reading for more details.

Delia Mihuț
By Delia Mihuț
23/10/30 08:49
6'
1
Homevest is a solution that helps you access the most competitive offers in Spain without fees

HSBC vs. Sabadell mortgages: which is better for a property in Spain?

Are you interested in exploring the benefits of each mortgage to determine which is best suited for your needs? Continue reading for a comparative analysis of mortgages from HSBC vs. Sabadell.

Delia Mihuț
By Delia Mihuț
23/10/26 11:47
3'
0
Property prices are more affordable in Spain than in the UK

Retiring to Spain from the UK: your complete guide

Retiring to another country can be challenging, but it can also be the most beautiful thing you can give yourself, especially if it involves a beach, sunshine, good food, and a slow-paced life. Continue reading to learn everything about retiring in Spain before making an informed decision.

Delia Mihuț
By Delia Mihuț
23/10/25 10:05
7'
0
Access banking offers with Homevest

What deposit do you have to pay to buy a house in Spain from the UK?

In addition to the deposit, you should expect to pay taxes associated with your purchase. Explore insights on the deposit amounts and considerations when purchasing a property in Spain as a UK resident.

Delia Mihuț
By Delia Mihuț
23/10/18 15:06
1'
0
Homevest helps you compare mortgage offers from the UK

HSBC overseas mortgage: is it the best choice for property in Spain?

Choosing the right mortgage for your property purchase in Spain is a significant decision. While HSBC offers overseas mortgages for UK residents, it's essential to explore all your options carefully. Continue reading for more details.

Delia Mihuț
By Delia Mihuț
23/10/17 13:22
4'
0
Located in Empuriabrava, Stefan and Vivien found their dream holiday home - Casa Rosa

Investing in Spain from Germany: buying a holiday home in Costa Brava

When applying for a Spanish mortgage with a co-applicant, lenders consider the applicants' combined income, potentially increasing the borrowing amount and the likelihood of approval. Discover how Stefan and Vivien, a German couple, successfully bought a holiday home in Empuriabrava, Costa Brava, with Homevest's assistance. Learn about their journey, the mortgage process, and how Homevest saved them time and money.

Delia Mihuț
By Delia Mihuț
23/10/16 16:37
3'
0
Engage in negotiations with banks to secure the most favorable mortgage offers

Mortgage in Spain for UK citizens: everything you need to know

Continue reading to understand everything you need to know when applying for a mortgage in Spain from the UK, from key requirements to navigating post-Brexit changes.

Delia Mihuț
By Delia Mihuț
23/10/10 15:18
6'
1
For second-hand properties, the Property Transfer Tax in Canary Islands is set at 6.5%

Is it worth buying a holiday home in Spain as a UK citizen?

Explore Spain's property market, compare prices, discover top holiday spots, and navigate mortgages before deciding if it’s worth buying a holiday home from the UK.

Delia Mihuț
By Delia Mihuț
23/10/06 07:56
5'
1
Surfing in Tenerife is almost a religion

Best places to buy a holiday home in Spain in 2024

Purchasing a holiday home in Spain provides you with a delightful vacation spot, an opportunity to earn rental income, and the potential for property value appreciation, all while enjoying the country's favorable weather and vibrant culture. Explore our guide for the best places, prices, and considerations for non-residents purchasing property.

Delia Mihuț
By Delia Mihuț
23/09/29 10:04
7'
3

A platform for mortgages

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